KB Global Star Benefits for Foreigners | From Opening an Account to Savings

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Discover Financial Benefits for Life in Korea

26.09.03.

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3 Key Takeaway

Manage your living expenses and save for the future in Korea with a KB Global Star Account and Savings.
Enjoy preferential FX rates and overseas remittance benefits with a KB Global Star Account.
Earn up to 5.5% per annum with KB Global Star Savings by meeting conditions for salary transfer, card payments, and overseas remittance. (As of September 1, 2026, before tax.)

For foreigners living in Korea, opening a bank account is one of the very first financial steps you will need to take. Whether it's receiving your salary, paying for living expenses, or sending money home to family overseas, everyday life involves using a bank account more often than you might expect.

As you manage your living expenses, you may naturally wonder, “How do I start saving?” Keeping your everyday spending separate from your savings makes it easier to track your expenses, while an installment savings account can help you steadily build a lump sum over time.

KB Kookmin Bank created the KB Global Star brand to support the financial needs of foreign customers. With KB Global Star, you can conveniently access the financial products you need in Korea, from a demand deposit account to an installment savings account.

Let’s walk through the key benefits, eligibility requirements, and sign-up processes for both the KB Global Star Account and KB Global Star Installment Savings.

Bank with Ease Open a KB Global Star Account

Save More, Earn More Open a KB Global Star Savings

Living Expenses & Overseas Remittances

KB Global Star Account

In Korea, a demand deposit account is more than just a safe place to keep your money. It is essential for everyday financial transactions, such as receiving your salary, managing everyday spending, transferring money, and sending money overseas.

If you frequently exchange currency or send money overseas, transaction fees can add up quickly. The KB Global Star Account not only waives transfer and withdrawal fees, but also provides preferential FX rates and overseas remittance fee discounts, making everyday financial transactions in Korea more convenient and affordable.

Benefits of the KB Global Star Account

With the KB Global Star Account, you can access a wide range of financial benefits, from fee waivers on transfers and withdrawals to preferential FX rates and overseas remittance fee discounts.

① Transfer and Withdrawal Fee Waivers

Save on daily transaction fees with the KB Global Star Account. By meeting just one of the qualifying criteria, such as salary transfers, KB Kookmin Card payments, or overseas remittances, you can enjoy fee waivers on mobile banking transfers and after-hours ATM withdrawals at KB Kookmin Bank.

Waiver Condition 1. 💰 Salary transfers of KRW 500,000 or more per transaction

Fees Eligible for Waiver	Waiver Limit
Transfer fee to other banks via electronic banking (via internet, phone, and mobile banking)	Unlimited
After-hours KB Kookmin Bank ATM withdrawal fee	Unlimited
Transfer fee to other banks via KB Kookmin Bank ATM	Up to 10 times per month
Cash withdrawal fee at other banks’ ATM*	Up to 5 times per month

* Applies only to ATMs inside other banks’ branches; excludes off-site CD machines affiliated with other banks and CD machines operated by VAN providers (e.g., Hancom, Hyosung, NICE).

Waiver Condition 2. 💳 KB Kookmin Card payment** or overseas remittance history

Fees Eligible for Waiver	Waiver Limit
Transfer fee to other banks via electronic banking (via internet, phone, and mobile banking)	Unlimited
After-hours KB Kookmin Bank ATM withdrawal fee	Unlimited

** Includes KB Kookmin debit cards and KB Kookmin BC Cards, but excludes KB Kookmin prepaid cards.

② Preferential FX Rates and Overseas Remittance Fee Discounts

You can enjoy various benefits for foreign exchange transactions and overseas remittances even without meeting any transaction requirements simply holding a KB Global Star Account.

Receive a 50% preferential FX rate on cash currency exchanges and a 50% discount on overseas remittance fees at a KB Kookmin Bank branch.
Remittance fees are waived from your fifth transaction onward when sending salary remittances through the KB WISE Overseas Remittance Service (up to 12 transactions per calendar year, from January 1 through December 31.
Receive a 70% preferential FX rate when you withdraw Korean won from your KB Global Star Account at a KB Kookmin Bank branch and deposit it into a foreign currency demand deposit account.

Foreigner Benefits Open a KB Global Star Account

KB Global Star Account Eligibility

Foreign nationals can open a KB Global Star Account via KB Star Banking app or at a KB Kookmin Bank branch.

Category	Details
Eligibility	Foreign nationals under their real names
Account Opening Channels	KB Star Banking app (excluding non-residents) or any KB Kookmin Bank branch
Account Type	Demand deposit account (ordinary deposit/savings deposit)
Base Interest Rate	The base interest rates posted by KB Kookmin Bank for each deposit account type apply. (As of September 1, 2026, before tax.) • Demand Deposit: 0.1% per annum ※ Interest is settled on the second Friday of June and December each year and added to the principal on the following day. • Savings Deposit: 0.1% per annum for an average balance below/above KRW 50 million at the settlement date ※ Interest is settled on the second Friday of February, May, August, and November each year and added to the principal on the following day.
Requirements	[KB Star Banking app] 1) Valid ID card • Residence Card (외국인등록증) • Permanent Resident Card (영주증) • Domestic Residence Card (국내거소신고증) 2) Mobile phone number registered in the customer's own name ※ domestic telecommunications provider 3) An account at another bank [KB Kookmin Bank Branch] Valid ID card • Residence Card (외국인등록증) • Korean driver's license (국내발급운전면허증) • Passport (여권) • Permanent Resident Card (영주증) • Domestic Residence Card (국내거소신고증)

How to Open a KB Global Star Account

You can easily open a KB Global Star Account through KB Star Banking app after your identity verification and identification document verification. Simply follow the steps below.

KB스타뱅킹 앱을 설치한 후, “KB스타뱅킹 시작하기” 버튼을 눌러주세요.

휴대폰 본인인증을 해주세요. 통신사에 등록된 이름과 띄어쓰기까지 모두 같아야 해요.

이름과 외국인등록번호 뒷자리를 입력하고 신분증 종류를 선택해 주세요.

신분증 앞/뒷면을 촬영하고 얼굴 확인까지 마쳤다면 고객정보를 등록해요.

가입계좌 정보를 확인하고 계좌 비밀번호를 만들어요.

ID와 이체한도 등 이용할 인터넷 뱅킹 가입정보를 입력합니다.

KB국민인증서 사용을 위해 간편 비밀번호와 패턴을 등록해 주세요.

짠! KB스타뱅킹으로 통장 개설, 인터넷뱅킹 가입, KB국민인증서 발급까지 모두 마쳤어요!

New to KB? Open a KB Global Star Account

Save Up, Step by Step

KB Global Star Savings

When you start receiving your salary and managing your day-to-day expenses, it’s time to start building up a lump sum. Keeping your daily spending in a demand deposit account and setting aside your savings in a separate installment savings account can help you build your savings consistently over time.

With the KB Global Star Installment Savings, you can save flexibly from KRW 1,000 to KRW 500,000 per month. You can also earn preferential interest rates by using everyday banking services such as salary transfers, card payments, and overseas remittances.

KB Global Star Savings Eligibility

Foreign nationals can make flexible monthly deposits of up to KRW 500,000 with the KB Global Star Installment Savings.

Category	Details
Eligibility	Foreign nationals under their real names (limited to one account per person)
Account Opening Channels	KB Star Banking app or KB Kookmin Bank branch
Account Type	Flexible installment savings account
Contact Term	12 months
Monthly Deposit	KRW 1,000 to KRW 500,000 per month*
Interest Payment	Paid upon termination at or after maturity, or upon early termination.
Interest Rate	2.0% per annum ~ 5.5% per annum (As of September 1, 2026, before tax)

* Deposits can be made freely from the first to the last day of each month (up until the day before maturity date).

KB Global Star Savings Interest Rates

The KB Global Star Installment Savings Account offers a base interest rate of 2.0% per annum, plus preferential interest rates based on your everyday banking activities. Meet the applicable preferential interest rate requirements and you can earn up to 5.5% per annum (As of September 1, 2026, before tax).

Preferential Interest Rates for the KB Global Star Savings

Your everyday financial activities, such as receiving your salary, using your card, and sending money overseas, can help you earn preferential interest rates. Meet all the applicable requirements and you can earn up to 5.5% per annum.

Salary Transfer 💼 (1.0%p per annum)

If your salary is deposited into your KB Kookmin Bank account, you can earn this rate. Your salary needs to be deposited in at least 6 months during the period from the first day of the month you open the account to the last day of the month two months prior to the maturity month.

* Individual deposits of KRW 500,000 or more made on the designated salary payment date, within a window of three business days, including one business day before and after the designated date; Individual deposits of KRW 500,000 or more containing salary-related words such as “salary,” “bonus,” “pay,” “급여,” or “월급”); Individual deposits of KRW 200,000 or more made through KB Kookmin Bank’s payroll transfer system; Salary transfers from the Armed Forces Financial Management Agency; Payments from the National Pension Service, Government Employees Pension Service, and other applicable pension programs (Excluding transfers from the customer's own KB Kookmin Bank account, transactions with no sender account information, and transfers made at KB Kookmin Bank branches or ATMs)

Card Payment 💳 (1.0%p per annum)

Use your KB Kookmin (credit, debit, BC) card and have at least 6 months of card payment withdrawals** from a KB Kookmin Bank account under your name during the qualifying period (same as above).

**Corporate card, prepaid card payments, and payments through Open Banking are excluded.

Overseas Remittance ✈️(1.0%p per annum)

If you regularly send money home or abroad through KB Kookmin Bank, this bonus is for you. Make at least 3 overseas remittances through KB Kookmin Bank during the qualifying period (same as above).

Re-Registration 🔄 (0.5%p per annum)

If you hold your KB Global Star Savings account to maturity and re-register, you’ll receive a one-time bonus of +0.5%p. You must re-open within 3 months from the actual date your account was terminated.

How to Open a KB Global Star Savings

If you already have a KB Kookmin Bank account and use KB Star Banking app, you can open a KB Global Star Installment Savings Account directly through the app without visiting a branch. If you don’t have a KB Kookmin Bank account, open a KB Global Star Account first.

To open a KB Global Star Savings, you will need a valid form of identification, such as a Residence Card, Permanent Resident Card, or Korean driver’s license. Required documents may vary depending on your circumstances, so please check with your nearest KB Kookmin Bank branch or the Customer Center (1599-4477).

Easy Saving Starts! Open a KB Global Star Savings

KB Global Star Account & Savings

Frequently Asked Questions

Q. I’m not fluent in Korean. Can I get assistance in another language?

🙆 Yes. KB Kookmin Bank has a dedicated foreign language support center at 1599-4477. You can get help with KB Global Star Savings in 9 languages: English, Chinese, Japanese, Vietnamese, Russian, Khmer, Indonesian, Thai, and Mongolian.

If you visit a branch and need interpretation help, you can request a three-way phone interpretation service where a call center agent joins the call with you and the branch staff.

Q. Can I open an account through KB Star Banking using my passport?

🙅 No. You cannot open an account through KB Star Banking app using a foreign passport. To open an account through a non-face-to-face channel, you need one of the following: a Residence Card, Permanent Resident Card, or Domestic Residence Card.

Q. Can I open an account if my name at the bank or mobile carrier differs from my ID?

🙅 No. The names must match exactly. The spelling and spacing of your English name on your identification document must exactly match the name registered with your telecommunications provider or bank for identity verification to be completed. If they do not match, please update your information with your telecommunications provider or at a bank branch first.

Q. As a foreigner, what documents do I need to open a KB Global Star Installment Savings Account?

🙋 If you visit a branch to open a KB Global Star Installment Savings Account, you will need a valid identification document required for foreign nationals. If you already have KB Star Banking app installed and use a KB Kookmin Bank demand deposit account, you can open the account directly through the app without submitting an identification document again.

Valid Identification Documents for Foreign Nationals

• Residence Card (외국인등록증)

• Korean driver's license (국내발급운전면허증)

• Passport (여권)

• Permanent Resident Card (영주증)

• Domestic Residence Card (국내거소신고증)

※ Additional documents may be required depending on customer identification requirements or your specific eligibility to open an account as a foreign national. We recommend checking with a nearby KB Kookmin Bank branch or the Customer Center (1599-4477) in advance.

#Passport #Foreign saving #Residence Card #Deposits #Open Banking #Account #Savings #Withdrawals #Foreigner #salary

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This content was written as of September 1, 2026.

[Important Notes for the KB Global Star Account]

· This advertisement (including the image or parts of it) was generated and/or edited using generative AI.

· Please read the Product Disclosure Statement and Terms and Conditions before opening an account.

· Financial consumers have the right to receive an explanation of the relevant financial product or service.

· Payment of principal and interest may be restricted if seizure, provisional seizure, or other restrictions are registered on the account.

· This information is provided for reference to help customers understand the product and familiarize themselves with key provisions of the Terms and Conditions. The actual contract is governed by the KB Global Star Account Special Terms and Conditions, Terms and Conditions for Demand Deposit Accounts, and General Terms and Conditions for Deposit Transactions. The Terms and Conditions are available for review or distribution at KB Kookmin Bank branches and on the KB Kookmin Bank website (www.kbstar.com: Customer Center → Forms/Terms and Conditions/Product Disclosure Statements).

· If the designated salary transfer date specified when opening the account changes, please visit a nearby KB Kookmin Bank branch or contact the Customer Center (1588-9999) to request a change.

· This product is managed by the Deposit Products Department (P) of KB Kookmin Bank. For more information, please contact a branch or the Customer Center (1588-9999), or visit the KB Kookmin Bank website (www.kbstar.com).

[Important Notes for the KB Global Star Installment Savings]

· This advertisement (including the image or parts of it) was generated and/or edited using generative AI.

· Please read the Product Disclosure Statement and Terms and Conditions before opening an account.

· Financial consumers have the right to receive an explanation of the relevant financial product or service.

· Accounts opened through non-face-to-face channels such as KB Star Banking can only be terminated at a branch on the same day of account opening. Non-face-to-face termination is available from the following day onwards.

· In support of environmental protection, paper passbooks are not issued for this installment savings account.

· Only one account may be opened per person, and joint accounts are not permitted.

· Payment of principal and interest may be restricted if seizure, provisional seizure, or other restrictions are registered on the account.

· If the account is designated as a suspected fraudulent transaction account or fraudulent-use account under the Special Act on the Prevention of Telecommunications-based Financial Fraud and Refund of Fraudulently Obtained Assets, financial transaction restrictions, including transfer limitations, remittance deferral, or payment suspension, may apply.

· If the account is terminated before maturity, an early termination interest rate lower than the contractual interest rate will apply.

· This information is provided for reference to help customers understand the product and familiarize themselves with key provisions of the Terms and Conditions. The actual contract is governed by the KB Global Star Account Special Terms and Conditions, Terms and Conditions for Installment Savings Deposits, and General Terms and Conditions for Deposit Transactions. The Terms and Conditions are available for review or distribution at KB Kookmin Bank branches and on the KB Kookmin Bank website (www.kbstar.com: Customer Center → Forms/Terms and Conditions/Product Disclosure Statements).

KB국민은행 준법감시인 심의필 제2026-4093호(2026.09.01.),

유효기간 2026.09.01.~2027.07.28.

(Compliance Review Approval No. 2026-4093 (2026.09.01.),

Validity Period 2026.09.01.~2027.07.28.)

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